From a CNN article about mortgages:
And next time you want to buy a home with a mortgage, be sure to read all the documentation (footnotes included), ask lots of questions and, Adam said, remember, “when someone offers you a below-market or above-market rate, something is wrong.”
Wait a second. I recall reading articles this time last year extolling the virtues of adustable rate mortgages and interest-only loans. What a bunch of poop.